Life Pros LIFE PROS
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Policies
Policy # Client Carrier Annual Premium Gross Advance Effective Status Actions
Name Email Role Comp Level Status Last Login Actions

Training Modules

8 training videos that walk you through everything — from your first day to your first paycheck. Complete them in order for the best experience.

Getting Started

Welcome to Legacy

Introduction & overview of the agency, culture, and what to expect.

Watch Video →

Explaining the Market

Understanding final expense insurance and the senior market opportunity.

Watch Video →

Sales Script Breakdown

Walking through the full sales talk — approach, qualifying, and closing.

Watch Video →

Common Objections

How to handle every common objection with confidence and rebuttals.

Watch Video →

Tools & Systems

Insurance Toolkits

How to use the quoting platform to compare carriers and run quotes.

Watch Video →

CRM System

Managing your leads pipeline, follow-ups, and client tracking.

Watch Video →

Closing & Getting Paid

Filling Applications Out

Step-by-step e-app walkthrough so nothing gets kicked back.

Watch Video →

How You Get Paid

Commission structures, advance payments, residuals, and when money hits your account.

Watch Video →

Sales Arsenal

Everything you need in the field — your talk track, client presentation, productivity tools, and the habits that separate top producers from everyone else.

Core Sales Materials

Official Sales Script

Full sales talk with tabbed navigation — approach, qualifying, health questions, objection handling, and closing.

Open Script →

Presentation Template

Legacy branded deck for client meetings. Walk through benefits, coverage options, and close the sale.

Open Deck →

Guide to Top Producer

The roadmap and daily habits that top producers follow. Where you should be at 30, 60, and 90 days.

Open Guide →

Productivity Tools

Critical Success Factors

Track your daily activities and productivity metrics. Log calls, appointments, and sales.

Open CSF →

Spam Protector Sites

Register your number at Hiya, FreeCallerRegistry, and FirstOrion so your calls don't show as spam.

Open Guide →

Reference Library

Searchable underwriting grids, carrier-specific guides, and quick-reference tools you'll use every day in the field.

Underwriting Guides

Final Expense Cheat Sheet

Searchable underwriting grid — check any health condition against every FE carrier instantly.

Open Guide →

Term Life Cheat Sheet

Searchable underwriting grid for term carriers — conditions, decisions, and age bands.

Open Guide →

Transamerica Underwriting

Searchable conditions, rate tables, build chart, and approved drug list for Transamerica.

Open Guide →

Business References

Chargeback Process

Chargeback policies and timelines for Aetna, Americo, Corebridge, MOO, Ethos, and more.

Open Guide →

Contracting Timeline

Step-by-step contracting process and expected timelines for new carrier appointments.

Open PDF →

Goal Setting Worksheet

Production target framework. Set your monthly and quarterly goals and track progress.

Open Worksheet →
Ethos uses a different advance structure: 100% of gross commission is advanced (up to $2,500 cap), instead of the standard 75%.

Your Commission

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Gross Commission
  • Annual Premium $0.00
  • Payout Rate
  • Advance (upfront) $0.00
  • Residuals (month 10+) $0.00
Select a carrier and enter a premium to see your commission breakdown.

Know Your Numbers

Understand exactly how you get paid — commission rates by carrier, comp tiers, bonus structures, and payout schedules. Knowledge here is money in your pocket.

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Commission Structures

Carrier Comp Guide

Commission rates broken down by carrier — know your payout percentage for every product.

Open PDF →

FFL Compensation Guide

Full compensation structure, comp tiers, advancement requirements, and override schedules.

Open Guide →

Producer Bonus

Bonus tiers, persistency requirements, qualification criteria, and real payout examples.

Open Guide →

Comp Grids & Documents

Gerber Comp — Level 1

FFL 65-110 commission grid for Gerber Life products.

Open Grid →

Gerber Comp — Level 2

FFL 115-125 commission grid for Gerber Life products.

Open Grid →

Statement of Purpose

Agency mission document and guiding principles for Southwestern Legacy.

Open Document →

Earn More Than Commission

Carriers reward top producers with bonus trips, cash incentives, and production awards. Check each program below to see what you qualify for and what it takes to get there.

Awards & Incentives

Carrier Incentive Programs

Aetna

Aetna's current incentive program, qualification requirements, and reward details.

View Details →

American Amicable

Production bonuses and incentive trip qualifications for American Amicable.

View Details →

Americo

Americo incentive programs, cash bonuses, and production milestones.

View Details →

Corebridge

Corebridge Financial production rewards and trip qualification criteria.

View Details →

Foresters

Foresters Financial community and production-based incentive programs.

View Details →

Liberty Bankers

2026 incentive trip details, qualification period, and production requirements.

View Details →

MOO Med Supps

Mutual of Omaha Medical Supplements incentive and bonus program.

View Details →

Mutual of Omaha

4 Quarters Club qualification, awards tiers, and production tracking.

View Details →

Transamerica

2026 incentive trip details, qualification period, and how to track your progress.

View Details →

Integrations

Connect third-party accounts to enable quoting and other tools.

InsuranceToolkits (ITK)

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